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At actyv.ai, We Understand
Every Business Is Different With
Its Financial Challenges

We are India’s only reliable payment platform for SMBs and enterprises to opt for Buy Now Pay Later, which helps startups, large enterprises, MSMEs, retailers, and distributors resolve their capital and growth challenges.

We help business owners to focus on improving and developing long lasting relationships with their Suppliers while taking control of their sales and focusing directly on growth of their business. We also help financial institutions with alternative means of providing capital loans to many retailers and distributors based on their dynamic score accredited by collecting their financial and non-financial data.

Our Mission

Our Mission is to transform the global B2B supply chain by making business transactions faster and easier through AI.

Our Vision

Our Vision is to drive growth opportunities in the global B2B supply chain ecosystem through a single platform that leverages AI to promote business health reporting and assessment, digitises business transactions and gives access to relevant financial and insurance products.

A high impact problem

actyv.ai impacts the SME segment - there are tens of millions of SMEs across the world. A very large percentage of them do not have access to high quality capital. Because of this, their business grows very slowly. actyv.ai changes the game for them.

THE actyv.ai TEAM

Raghunath Subramanian

Founder, Global CEO & CTO, actyv.ai

Prior to joining actyv.ai as Founder and CEO, Raghu was a Founding member and Chairman of UiPath India. In his 6years at UIPath, the Robotic process automation (RPA) company, he led it to a blockbuster NYSE listing.

Raghu has been in leadership positions at Hexaware and EXL Service before UiPath. Raghu has been an early investor in actyv and is widely recognised as a technology, entrepreneurial and corporate leader across the world. Raghu is also an active board member and investor in successful companies like BritishVolt, Simple Energy, Tender Cuts, Social Swag amongst others, in his portfolio. ‍

He leads the journey to take the actyv.ai platform to Enterprises, SMBs and Banks / Financial Institutions across the world.


Ramkumar Thirumurthi


Prakash Dara

Executive Vice President – Scoring & New Credit Products

Sumit Khaneja

President - Business, Banking & Partnerships

Chandru K Sambasivan

Head - Marketing, BD & New Initiatives

Ambarish Ojha

Executive Vice President- Customer Engagement

Arunprasad Ram

Vice President – Strategic Initiatives

Manish Gupta

Strategic Advisor

Dr Tricha Anjali

Head Of Data Science

Anshuman Rai

Director, Corporate VP, Sales (India and South Asia) and Head of Global Sales Operations.
  • Make a real change
  • Opportunity to grow fast
  • Remuneration at par with industry